ErikthViking
UTC Legend
Talked to an English business woman from London here in LA for work. She told me that, at least in London, everything was done to make things more expensive for car owners. That the government wanted people to ditch their cars and use public transit, so had truly high rates on everything car related. If true, might that have something to do with rising insurance rates as well?
Quite correct that London is congested and polluted and people have been encouraged to use public transport with carrot and stick methods for decades. First by the Greater London Council and, more recently, by the Mayor of London.
However, there is a simple answer to your final sentence. Not true. The government does not set insurance rates. There are rules concerning how insurance policies should work within the law, as in all countries, but that is all. There is a free market and caveat emptor.